Gold and silver remain among the most popular investment and jewelry assets in India. As of February 2026, prices for both metals have shown notable fluctuations due to global market trends, currency rates, and inflation data. Understanding current rates and market movements is essential for buyers and investors alike.
Current Gold and Silver Rates
The price of gold per 10 grams and silver per kilogram has seen moderate changes in February 2026. Factors such as global demand, crude oil prices, US dollar strength, and geopolitical developments influence these rates. Investors need to track live prices to make informed decisions about buying or selling precious metals.
February 2026 Gold & Silver Price Overview
| Metal | Current Rate | Change vs Last Month | Trend |
|---|---|---|---|
| Gold (per 10g) | ₹58,400 | +₹1,200 | Uptrend |
| Silver (per kg) | ₹72,500 | +₹800 | Slight uptrend |
| 24K Gold | ₹61,200 | +₹1,500 | Uptrend |
| 22K Gold | ₹56,800 | +₹1,100 | Moderate uptrend |
| 999 Silver | ₹72,800 | +₹850 | Stable |
Did You Know?
Central banks worldwide bought over 1,000 tonnes of gold in 2025, signaling a continued trust in the precious metal as a reserve asset.
Factors Affecting Gold and Silver Prices
Global economic data, interest rate changes, inflation, geopolitical tensions, and demand for jewelry and investment-grade metals influence pricing. For February 2026, analysts point to currency fluctuations and rising commodity demand as key drivers for current price movements.
Expert Analysis: Why Is Gold Rising?
In my opinion, the current uptrend is heavily influenced by the weakening US Dollar index (DXY). When the dollar weakens, gold becomes cheaper for foreign investors, driving up demand. Additionally, with inflation stabilizing but still above target in major economies, many investors are flocking to gold as a hedge against purchasing power erosion.
Digital Gold vs. Physical Gold: My Recommendation
If you are buying for investment rather than jewelry, consider Sovereign Gold Bonds (SGBs) or Digital Gold ETFs. Here’s why:
- No Making Charges: Physical jewelry loses 15-20% value instantly due to making charges. SGBs have none.
- Interest Income: SGBs pay an additional 2.5% annual interest on top of capital appreciation.
- Purity Guarantee: Digital formats eliminate the risk of impure gold.
Is It a Good Time to Buy?
Investors should consider current rates, future price projections, and personal financial goals. While gold offers a safe-haven investment and hedge against inflation, silver is often more volatile but provides portfolio diversification. February 2026 could be a good opportunity for long-term investors, depending on individual risk tolerance.
Outlook: I expect gold to test the ₹62,000 mark by March 2026 if geopolitical tensions in the Middle East persist. Short-term dips should be seen as buying opportunities.
Conclusion
The February 2026 gold and silver price update shows a moderate uptrend, reflecting global and domestic economic factors. Buyers and investors should monitor daily rates, understand market influences, and plan purchases based on both short-term and long-term objectives.
Disclaimer: This article is for informational purposes only. Gold and silver prices are subject to market fluctuations and may vary daily. Investors and buyers should verify rates with official sources and consult financial advisors before making purchases.
